We are not an Agent or a Lender

We make sure you’re mortgage ready!

Looking at homes now or are you ready to begin? If so, get your FREE Mortgage Readiness Score today! It can save thousands of dollars in closing costs.


Get Your QFactor® Score Now

Takes only 3 minutes


1.Are you currently employed?

2.Have you changed jobs in past 2 years?

3. Is your credit score above 580?


Over 50% of mortgage applications get denied – even higher for 1st timers. Many of those denials happen weeks before the anticipated closing date, costing buyers thousands of dollars. Our job is to make sure that doesn’t happen to you! We hold your hand every step of the way!

What we do for you!

imgAnalyze your information and look for items that may create a qualification issue. This needs to be done BEFORE making offers!

imgDetermine your home affordability, cash needed and strategies to save money on closing costs.

imgIntroduce you to CERTIFIED agents and lenders who are performance accountable to us. They also offer credits to help with closing costs.

imgWhen under contract, we keep everyone on track until you are handed the keys to your new home! We protect your investment!

Our service is FREE! We have helped thousands of buyers just like you. Stop throwing your cash away on rent. Start by getting your QFactor


“My husband and I work and didn’t think we had time to start this process. However, Byron and his team took on so much of the work load and all we had to do was find the home we wanted”. Rachel A.

“This process is so nerve wracking and having you guys to help us was so valuable. We called late at night, texted early in the morning and always received an immediate response”. John B.

“If it wasn’t for David, I think we would still be carrying groceries up 3 flights of stairs. My friends talk about their bad experience in buying a home and we just smile….you made it really easy for us”. Ashley L

“Wanted to say thank you! Everything you said would happen- happened. We saved over $3,000 in closing costs by following your advice. We love our home”. Ryan L.

“For the first time, we had people over to our place. In the past, our apartment was too small, now we have a big house and a yard to play. Thank you” ! Ismael R.